My Viainvest experience with the website and the investment tools is correspondingly positive. There are two options here: Manual investment
At my latest visit, I exchanged thoughts with the Viainvest team, in particular with supervisory board member Tatjana Kulapina. The whole Viainvest team made a knowledgable and reliable impression on me in both meetings.
—financial institutions or companies that provide loans to consumers or small businesses, often with local licenses.
The yields on the loans are up to 12%, with an average of around 11% from what I am seeing on the platform. They also have a buyback guarantee on all the loans, which is pretty neat.
Creating multiple auto-invest strategies with varying parameters helps minimize cash drag and optimize deployment across different loan opportunities.
Сразу спустя включения инструмента система сама будет искать подходящие под установленные параметры инвестиции в свой черед вкладывать деньги.
I think the problem is just that your server can't handle all the user requests, in fact this problem didn't exist years ago. The number of users has increased dramatically without adjusting the number of loans and without adjusting the IT infrastructure and decreasing the recognized interest rate by up to 4%. I have been investing since 2021 and the worsening seems evident to me
Selecting the right loans can be challenging. There is always a risk of losing mintos your investment. It is important to either make informed selections or maintain a well-diversified portfolio.
I also always have do a close examination of the loan originators a platform uses, as this is usually where a platform will encounter problems if anything bad happens like a financial crisis.
How does Viainvest earn money? Since the VIA SMS Group has a broad portfolio of products and services, the company generates income through multiple revenue sources. However, there are a two dominant revenue sources that can be found when reviewing the latest financial report.
The platform implements a 15% maximum exposure cap per country to ensure diversification and reduce concentration risk.
Due to the strong backing from the parent company, the bankruptcy of the P2P platform itself is unlikely. However, if the parent company were to go bankrupt, it would lead to a lengthy and years-long legal process.
Viainvest is working with several loan originators, most of them being in the same group as Viainvest itself, which is a model that other Peer-to-Peer lending platforms are using. This ensure they have a much better control over their loan originators as they are part of the same entity.
Yes, the P2P platform offers a buyback guarantee. If the borrower is 60 days overdue with their payment, the loans, along with the accrued interest up to that point, will be repaid.